What I have learned about the stock market since November 2013

I got into the stock market in November 2013 mainly to own a piece of history - buy a Twitter (NYSE:TWTR) share on it's IPO (Initial Public Offering). However, I quickly realized it was impossible to do that as the lead brokerage firm got first dibs in buying all of the initial offerings and they made the profits from selling their TWTR shares. This meant I could not be the first owner of the share I wanted to buy.

How my investment portfolios are surviving the melt down

Since I started investing in the stock market, back in November 2013, I have lost quite a bit of cash - approximately 60%. But since I found the secret to successful investing - only buy stocks that have a debt to equity ratio of less that 40:1 - I have reduced the overall loss to less than 25%. Also, the global financial system/banking industries are expected to totally collapse when confidence in the US$ collapses. When this happens, the US$ will go to zero and will take all other currencies down with it. This will cause all major banks outside of China, India and Russia to fail.